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Exotic Publishing's Terms and Conditions

• Note: Since fraud has increased in the last year, we now require a scanned copy of your ID before we can process your order. We have been looking for a 3rd party service that can do this for us, but so far we've been unable to find one that will accept the escort industry.
  
  Unfortunately there is a lot of discrimination out there about the escort industry that we can't do anything about other than try to build you products & services you can use for your business so you WON'T be judged & treated with such disrespect. Having Exotic Publishing in your corner is like having someone watch your back plus make you feel confident in your decision to get into the escort industry. Remember, you are doing nothing wrong by getting into the escort industry, not unless you are using the industry for negative reasons.
  
  All of your information is kept strictly confidential with us (as of now Michelle is the only one who see the ID), & is ONLY used to verify you are the card holder. It may also be used to prove you authorized your credit card if there are any problems with your bank in the future.
  
  If this is an absolute problem for you, I can recommend that you talk with us first via the phone or e-mail, & either send a money order or use Western Union. Both have a small service charge attached to them for different reasons, just so you are aware.
  
  We also have a survey with common questions companies need for marketing & demographic purposes. This works both as another way to screen, as well as to help us improve our business by understanding what types of people are interested in the escort industry. We don't mean to pry at all.
  
  For your time filling out the survey, you will receive a coupon to use towards any other product or service worth $20 or more. Details will arrive in your inbox after you have filled out the survey.
  
  Sorry for any inconvenience, we don't wish to make your life more difficult, but we do have to protect our company as well as our clients.
  
  We thank you for your understanding. That means a lot to us.
• Your personal information remains 100% private.
  
  To our trusted clients...
  
  We will NEVER sell, barter, trade or give away anything you send us including your e-mail address. The only exception is that sometimes we grab glowing reviews & put it on our testimonial page, but we never give out your last name, just your first & last initial. If you ever want to omit your first name, we totally understand & would just replace it with 2 initials.
  
  Saying that, we do have a badlist blog where Michelle will publish people who are were either nasty, cost Exotic Publishing money (that means they cost us money & no sale actually went through), or they committed fraud. Just so you know, badlists are a common tool in the escort industry.
  
  If you don't fall into any of the categories below, you have absolutely nothing to worry about. Discretion is our middle name, & has been since Michelle started in the escort industry back in 1989.
  
  Here are the reasons people would go on Michelle's badlist:
  1. people who lose their temper & for no reason threaten to call their bank regarding their order. This is a threat & fraud, & we don't tolerate people who threaten or commit fraud
  2. people who purchase on a payment plan and don't pay the full amount in full. While some people can fall on hard times, everyone should know if they have the means to make the 3 easy payments. (see more on this below)
     
     Buying something when you know you won't be able to pay 30 and 60 days later is fraud. You received the product and therefore you are responsible for payment.
  3. people who complain & get angry & didn't do their part by reading our policies & procedures once they they have purchased. Every professional company has policies & any well versed consumer should know that. These policies are in both text & audio for our clients' convenience. This makes clients aware of what is expected of them & how we operate & we expect you to read or listen to them. If you don't & then you get angry at us, you are blaming us for your mistake & we don't tolerate people who blame others for their mistakes.
  4. people who are so impatient, they hound us before even giving us a chance to get to their order. We are known for our excellent quick customer service & we are also very quick at returning e-mails and phone messages when we are at our desks & working. So, if we get to our desk to find 2-3 e-mails from someone who purchased late in the night & they are threatening or hounding us over & over again or calling us a scam because we were sleeping & haven't responded to their order yet, we consider this disrespectful behavior & we take this very seriously.
     
     Unfortunately we have experienced this behavior in the past even after the person already received our policies & procedures page & several e-mails detailing the steps we take to processing their order.
  5. people who refuse to be screened by providing ID or filling out our survey. This kind of suspicious behavior leads us to believe this person may be committing some kind of fraud.
     
     This is all very common in the escort industry, so you should get used to it now, because you will need to do the same type of screening with your clients.
     
     You can't refuse to be screened & then expect your clients to accommodate you. That's hypocritical.
  6. people who don't belong in this industry because they are mean spirited, are pimps, hookers, just all around disgusting people.
     
     As we hope you already know, Michelle is trying to clean up this industry from very negative people who freak out, steal, commit crimes, abuse or control people, force people to work in the escort industry, force people to have sex with them, back stab, are chronic liars, & generally cause problems wherever they go.
     
     There are enough of those types in existence already. We aren't talking about people who have a bad day or get angry - we all do that once in a blue moon. We are talking about the types of people who are mean spirited the majority of the time & they hurt others intentionally.
     
     The escort industry needs to change by bringing in nice ethical & professional human beings. That is one of the goals we strive for.

  7. We don't offer refunds for a few reasons.
     
     Since 2002 we have been selling Michelle's business kits & in this time, only one person ever asked us for a refund & that was because we were offering a guarantee at the time. This girl used us to get the information she wanted, all the while knowing she was going to ask for a refund. Upon probing further, she later on admitted that she didn't know most of the material in the kit, so she had gotten her money's worth & was trying to get something for free.
     
     We consider that behavior to be fraudulent & because some people who wish to get into the escort industry are of this nature or they are just looking for handouts because they are broke, we can never offer a refund unless it's an unusual circumstance.
     
     If you want to start making money, consider selling our business kits to others until you have enough money to buy your own business kit. Click here for our affiliate program.
     
     For those rare situations when we do refund someone their money, we do charge a 15% processing fee to cover all the time we have spent with you, plus to cover any charges we were charged to complete & then refund your order. Trust us, that small fee does NOT cover our time, especially when Michelle herself is e-mailing you. Usually a minimum of at least 30-60 minutes is spent discussing things going back & forth, & Michelle bills out at $90/hour.
     
     We all work really really hard to build Exotic Publishing and give you the best we can in products & services, not to mention our information is very valuable & of course can't be found anywhere online, no matter what people try to tell you. And if you ever did find out products online being sold by another site & they aren't an affiliate of ours, we offer you a $50 finder's fee if you can provide us with enough evidence that what they are selling is part of or the full business kit that is copywritten by Exotic Publishing.
     
     Just like you can't buy a book from a bookstore & then return it, the same rule applies at Exotic Publishing. You can't read & learn from our material & then decide you didn't like it. That's no different then taking a course at a College or University, deciding you suddenly don't like the course after you've learned everything you needed to learn, then asking for your money back. It just doesn't happen.
     
     There is no reason for refunds because clients love Michelle's business kits as you can see here & here....
     
     Like we said, if you don't have any of the traits mentioned above & 95% of you don't, you have nothing to worry about. It is NOT our goal to hurt others by outing them. All of our staff's nature is friendly & down to earth which is why we don't tolerate or hire nasty staff members either. You may have seen the lies that are spread about Michelle & Exotic Publishing. 98% of what you read are lies from nasty workers online who had a run-in with Michelle since Michelle doesn't tolerate nastiness from anyone.
     
     Bottom line is, Michelle just loves helping others. She's always been this way.

     Out of the over 1,000 happy clients to date, only 5% have ever made it onto that badlist & they aren't actual clients, meaning they never actually spent money with Exotic Publishing. And just to be clear, Michelle doesn't believe you should ONLY treat clients with respect, even potential clients deserve kindness & respect, not like other companies that only treat you nice when you've spent money with them.

     So please make sure you are serious about purchasing before you move forward. People who play games online by changing their minds after they have already purchased are low in our books. Businesses lose money in fees, time, stress, paying support staff, etc. When you cause companies to lose money, it's not fair to them & it directly affects their clients as well.
     
     If you are uncertain about the company you are purchasing from, then e-mail or phone them to talk to them first. Get a feel for who they are before you take out your credit card. Michelle would love to talk to you first, she often has people who are interested in purchasing e-mail or call her.
     
     No one can fault you for screening, that is what Michelle does when she doesn't know the company.
     
     Michelle NEVER changes her mind after purchasing something, not unless the product doesn't work, the company rep has disappeared, or they mislead their service, but that is very rare.
     
     We don't disappear. We are always here for you unless we are attending to business outside of the office & even then we keep on top of e-mails to ensure you are taken care of.
  8. Please make sure your computer is in top notch order & you know how to follow simple instructions. If you don't, please purchase the printed version of our business kits.
     
     Because too many clients are computer illiterate or don't read the instructions they are given, we no longer offer free tech support.
     
     If you need tech support, there is a small $25 fee to get your computer working properly &/or get your business kit open so you can read it.
  9. Because we need to keep our business kits safe & secure, we wrap it in a protection program which won't work on a MAC. You can still purchase if you have a MAC, it just means you need to either purchase the printed version, or print it off at a friend's PC. We apologize for any inconvenience. We know you love your MAC, but you also know that there are many programs that don't work on MACs. That's why we always recommend you have a PC & a MAC.
     
     Note: Kinkos won't let you unwrap the business kit on their computers. They have a very strong firewall that usually allow that, but if you need to ask, just tell them it will be a .exe file.
  10. If you are ordering using our 3 month payment plan and your card declines on either the 2nd or 3rd month, there will be a $30 service charge for each month it declines.
      
      If getting the outstanding monthly payment from you exceeds 7 days, another $20 will be added for every 7 days we have to chase after you.
      
      If we do not receive the 2nd & 3rd month from you either because you have disappeared or you just keep lying about paying your bill, you will be put on my badlist for fraud.
  11. Lastly, if you ever commit fraud by calling your bank & lying about your purchase and your credit card purchase comes back as fraudulent, we WILL send it to collections which will affect your credit rating.
      
      There will also be an extra $50 fee to cover our bank fees, plus a 40% service charge on top of that amount to cover the collection agency fees.
      
      We hope we NEVER have to deal with anything you have read above & 99% of the time we don't, but we wanted to be upfront about our policies so there are no surprises down the road. 

So that's it for our business policies.

We thank you very much for visiting our site, feel free to ask us any questions, and we look forward to you becoming one of our many special clients of Exotic Publishing!

Michelle
Exotic Publishing